Overview

Donald Spiro
Mortgage Originator

NMLS # - 515614

1099 Morton Blvd.
Kingston, NY 12401

Office: (800) 451-8373 ext. 3111
Fax: 845-336-6146
Cell: 845-332-5856

Email: dspiro@mhvfcu.com

Working at the Credit Union offers me a unique opportunity to serve the community. As a whole we care about the Hudson Valley since we all live and work here. It is my responsibility to help anyone who wants to buy, build, or refinance a home.  I take this seriously and speak plainly and explain things thoroughly; so everyone knows what to expect.  The process can seem daunting but working together we can get thru it smoothly and with the least amount of hassle. The mortgage landscape is forever shifting and it would be my pleasure to help guide you through it.


Personal Assistance 
I’d love to take credit for all the hard work that goes on here, but I can’t!  We have a great staff that I work with which helps get your loan prepared. We are always available for you. This team effort shows in the final product.


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Calculators

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Today's Rates

FIXED RATE PRODUCTS
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.841%  0.250%
20 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.719%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.419%  0.000%
BIWEEKLY FIXED RATE PRODUCTS
Biweekly 30 Year Fixed
 Rate  APR  Points
 4.750%  4.840%  0.250%
Biweekly 15 Year Fixed
 Rate  APR  Points
 4.375%  4.412%  0.000%
ADJUSTABLE RATE PRODUCTS
5 Year Adjustable Rate
 Rate  APR  Points
 3.625%  4.901%  0.000%
10 Year Adjustable Rate
 Rate  APR  Points
 4.125%  4.703%  0.000%
HOME EQUITY PRODUCTS
Fixed Equity Loan (5 Year)
 Rate  APR  Points
 4.625%  4.629%  0.000%
Fixed Equity Loan (10 Year)
 Rate  APR  Points
 4.750%  4.752%  0.000%
Fixed Equity Loan (15 Year)
 Rate  APR  Points
 5.240%  5.242%  0.000%
Fixed Equity Loan (20 Year)
 Rate  APR  Points
 5.750%  5.751%  0.000%

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